The RuPay Card Scheme is a robust and scalable payment network designed to provide secure, transparent,
and inclusive financial solutions within India. Under this initiative, the National Payments Corporation
of India (NPCI) offers a specialized Personal Accident Insurance benefit for RuPay PMJDY, Platinum and
Select cardholders. This coverage is strictly limited to Accidental Death and Permanent Total
Disability:-
The NPCI has officially extended the insurance program for the following tenures:
RuPay PMJDY Cards : Extended for FY 2026-27, i.e., from 01 April 2026 to 31
March 2027
RuPay Platinum & Select Cards: Extended from 31 March 2026 to 30 March
2027.
Any further extensions beyond these dates will be communicated by the NPCI (policyholder) prior to the
expiration of the current term. Detailed below are the comprehensive provisions and requirements of the
RuPay Insurance Program:
Sailent Terms and Conditions:
RuPay Cardholders will be eligible for the compensation of only 1 eligible RuPay Card per
cardholder or per customer, even if multiple cards of different bank are meeting the eligibility
criteria. The choice of the card for the claim would rest with the customer..
The below are key details* of insurance cover available:
Debit Card Variant
Applicable Insurance Cover**
Eligibility Criteria
Insurer
PSB RuPay Select Debit Card
(BIN-65249703)
Upto Rs.10,00,000/-
RuPay Cardholders who have performed at least one successful RuPay card-induced
domestic or international financial transaction (POS- contact or contactless, or
e-commerce, on-us or off-us) within 30 days prior to the date of accident, including
the accident date. ATM transactions are not considered eligible transactions.
The New India Assurance Company Limited (NIA) Non-Suit Claims Hub (140001), Rupay
Claims, 2nd Floor, Jeevan Seva Building, S.V. Road, Santacruz (West),Mumbai- 400054
Email: rupay[at]newindia[dot]co[dot]in
PSB RuPay Platinum Debit Card
(BIN-652167)
Upto Rs.2,00,000/-
RuPay Cardholders who have performed at least one successful RuPay card-induced
domestic or international financial transaction (POS- contact or contactless, or
e-commerce, on-us or off-us) within 30 days prior to the date of accident, including
the accident date. ATM transactions are not considered eligible transactions.
The New India Assurance Company Limited (NIA) Non-Suit Claims Hub (140001), Rupay
Claims, 2nd Floor, Jeevan Seva Building, S.V. Road, Santacruz (West),Mumbai- 400054
Email: rupay[at]newindia[dot]co[dot]in
PSB RuPay PMJDY Debit Card issued on PMJDY a/c opened till 28-Aug-2018
(BIN-607078)
Upto Rs.1,00,000/-
RuPay PMJDY Cardholders who have completed at least one successful financial or
non-financial transaction through any channel (ATM, Micro-ATM, POS, e-commerce, or
Business Correspondent), intra-bank or inter-bank, within 90 days prior to the date
of accident, including the accident date.
The Oriental Insurance Company Limited Claim Service Centre Delhi RO 2 Non Motor
Section 4th Floor, Oriental House Delhi Gate Metro Station Gate No. 3 A-25/27, Asaf
Ali Road New Delhi- 110002 Email: rupay[at]orientalinsurance[dot]co[dot]in
PSB RuPay PMJDY Debit Card issued on PMJDY a/c opened after 28-Aug-2018
(BIN-607078)
Upto Rs.2,00,000/-
(*Subject to change by NPCI)
(**Refer to the FAQs for the applicable exclusions under the said insurance policy)
Procedure for Claim
Claim for Personal Accident Insurance against policy will need to be submitted through the Card
Issuing Branch-directly with the Insurance Company as per claim process enclosed.
Detailed information on the benefits, eligibility conditions, exclusions, claim procedures and
documentation requirements are enclosed in the annexures.
The link will open only through bank's intranet and it will not open through internet
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A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsind.bank.in/ and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
General Manager-IT,
Punjab & Sind Bank
Internet Banking
Dear customers,
A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsind.bank.in/ and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
General Manager-IT,
Punjab & Sind Bank
PSB Diwali English
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