The Bank has designed a tailored Salary Account product “PSB PSWC Prestige Salary Account” exclusively for the employees of the Punjab State Warehousing Corporation (PSWC). The customized product offers a comprehensive suite of banking and financial benefits, including insurance coverage.
SL No.
Features
Silver – PSWC
Gold – PSWC
1
Gross Salary to be credited (Rs.)
10000 to 25000
Above 25000
2
Eligibility
All the Permanent employees of Punjab State Warehousing Corporation.
Age Group – 18 to 60 years.
3
Minimum Balance Charges
Applicable as per the existing Service Charges Circular.
4
Personal Accident Cover / Permanent Total Disability Cover up to :
Rs. 70.00 Lakh
5
Group Term Life Insurance
Rs. 3.00 Lakh
Rs. 6.00 Lakh
6
Additional Child Education Benefit on Accidental Death Cover
Up to Rs. 24 Lakh (Rs. 6 Lakh for Boy child between 12-22 yrs. and Rs. 12 Lakh in case of girl child age 12-22 yrs.). Wherever accident death claim is admissible, max 2 children.
7
Air Accident (Domestic) with POS condition
If death occurs due to air accident the insurance coverage will be Up to Rs. 120 lakhs.
8
Accidental Insurance coverage through NPCI
Up to 2 lakhs
With Rupay Platinum Debit Card
9
Anti-terrorist/Naxal operations Cover
As per GPA sum Assured
Note: The Insurance Benefits mentioned in S.No.5 to S.No.9 above shall be available from the date of first salary credited in the account or 01-10-2026, whichever is later.
10
OD Facility
Two Months Net salary credit or Rs. 40,000, whichever is lower
11
Processing Fees waiver
For Home Loan- 100% waiver for Government Employees
For Vehicle Loan 50% waiver for Government Employees
(Subject to change from time to time as per guidelines issued by HO Retail lending department)
12
Rate Of Interest Waiver
For Home Loan- 0.05% waiver for Government Employees
For Vehicle Loan- 0.05% waiver for Government Employees
(Subject to change from time to time as per guidelines issued by HO Retail lending department)
ATM/POS transaction technical declines attributable to customer (i.e. insufficient fund in account)
Note: Any service/benefit beyond concession limits are chargeable. For more details on applicable charges, kindly visit website: www.punjabandsind.bank.in
The link will open only through bank's intranet and it will not open through internet
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A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsind.bank.in/ and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
General Manager-IT,
Punjab & Sind Bank
Internet Banking
Dear customers,
A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsind.bank.in/ and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
General Manager-IT,
Punjab & Sind Bank
PSB Diwali English
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