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Premier Saving and Current A/C

(A) Quarterly Average Minimum Balance to be maintained: 

Branch Category

Premier Saving Bank A/C

Premier Current A/C

Rural Branches

Rs.50,000/-

Rs.75,000/-

Semi Urban Branches

Rs.75,000/-

Rs.150,000/-

Urban & Metro Branches

Rs.2 lakh

Rs. 300,000/-

 

(B) Privileges / Concessions in Premier Accounts: -

S No.

Features

PSB-Premier Saving Bank Account

PSB-Premier Current Account

1.

Cash Deposit

Free Cash Deposit upto max. Rs. 20 lakh per month

Free Cash Deposit upto max. Rs. 50 lakh per month

2.

Cash Withdrawal

Free cash withdrawal from Home and Non-Home branch.

.

3.

Cheque Book Facility

Free up to 200 Cheque leaves per Annum.

Free up to 250 Cheque leaves per Annum.

4.

Demand Draft Facility

Free Unlimited.

Free Unlimited.

5.

NEFT / RTGS

Free

Free

6.

SMS Alert Charges.

Free

Free

7.

IMPS Charges

Free

Free

8.

ATM cum Debit card.

Free PSB Rupay Classic card & PSB Rupay Platinum Card (Issuance & AMC Charges waived for both variant).

9.

Bharat QR Code.

Available: Installation Charges -Nil.

10.

UPI QR Code

Available: Installation Charges -Ni

11.

Monthly Account Statement.

Free (Hard & E- copy).

Free (Hard & E- copy).

12.

Inter-sol Transfer Charges.

Waived.

Waived.

13.

Cheque Inward Returning Charges.

Waived.

Waived.

14.

Ledger Folio Charges.

Waived.

Waived.

15.

Locker Facility.

One Small Locker Rent Free- for two years

 

  1. Charges for Not Maintaining Minimum Quarterly Average Balance (QAB) in Premier Savings and Current Account (Per Quarter) : -

Balance Deficit Percentage

 

Metro Branches

Urban Branches

Semi-Urban Branches

Rural Branches

< <25%

 

Rs.200

Rs.200

Rs.150

Rs.100

>>25 % upto 50%

 

Rs.300

Rs.300

Rs.250

Rs.200

>>50% upto 75%

 

Rs.400

Rs.400

Rs.300

Rs.250

>75%

 

Rs.500

Rs.500

Rs.350

Rs.300

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