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Premier Saving and Current A/C

(A) Quarterly Average Minimum Balance to be maintained: 

Branch Category

Premier Saving Bank A/C

Premier Current A/C

Rural Branches

Rs.50,000/-

Rs.1  lakh

Semi Urban Branches

Rs.75,000/-

Rs.1.5 lakh

Urban & Metro Branches

Rs.2 lakh

Rs.4 lakh

 

(B) Privileges / Concessions in Premier Accounts: -

S No.

PSB-Premier Saving Bank Account

PSB-Premier Current Account

1.

Life Time Free ATM Cards.*

Life Time Free ATM Cards (If eligible for ATM Cards).*

2.

Statement of A/C without any charge.

Statement of A/C without any charge.

3.

Waiver of Inward Cheque Returning Charges

Waiver of Inward Cheque

Returning Charges.

 

4.

Waiver of Cash Handling Charges on cash deposit up to Rs.15 lakh in a month.

Waiver of Cash Handling Charges on cash deposit up to Rs.30 lakh in a month.

5.

Waiver of Locker Rent of Small Locker for one year.

Waiver of Locker Rent of Small Locker for one year.

6.

Free personalized/ Non-personalized cheque book 100 leaves per month.

Free personalized/ Non-personalized cheque book 200 leaves per month.

7.

Waiver of Entry charges

Waiver of Entry charges.

8.

Waiver of RTGS/NEFT Charges- 5 transaction in a month.

Waiver of RTGS/NEFT Charges- 10 transaction in a month.

9.

Waiver of DD issuance charges.

Waiver of DD issuance charges.

10.

Waiver of Inter-sol transfer charges

Waiver of Inter-sol transfer charges

11.

Waiver of Cash transaction charges at base/non-base branch.

Waiver of Cash transaction charges at base/non-base branch.

*--During the Currency of the Accounts

 

  1. Charges for Not Maintaining Minimum Balance in Premier Account (Per Quarter) : -

Balance Deficit Percentage

 

Metro Branches

Urban Branches

Semi-Urban Branches

Rural Branches

< 25%

 

Rs.200

Rs.200

Rs.150

Rs.100

>25 % upto 50%

 

Rs.300

Rs.300

Rs.250

Rs.200

>50% upto 75%

 

Rs.400

Rs.400

Rs.300

Rs.250

>75%

 

Rs.500

Rs.500

Rs.350

Rs.300

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