Providing credit information/opinion including introduction in case of borrowal accounts if provided on request of the borrower
Rs.1000/- per occasion
Registration/ modification /satisfaction of charges with ROC
Actual + Rs.1000
Advances against Deposits, Govt. Securities, Mutual Fund Units, UTI units, NSCs, KVPs and staff loans of any type.
Actual out of pocket expenses at the time of noting of lien/collection of proceeds plus Rs.25/- per security certificate with min. Rs.100/-
Obtaining of surrender value of policy of Life insurance
Rs.200/- plus out of pocket expenses.
For Schemes where refinance is obtained
Service charges as per the scheme
PMRY/SGSY/ Other Govt. Schemes
Service Charges as per Scheme.
In Principal Sanction
25% of approved charges on acceptance of in principal sanction
25% of approved charges at the time of acceptance of regular sanction
Balance 50% at the time of disbursement.
Note: However, the respective sanctioning Authority, on case to case basis can decide on different proportion and schedule for recovery of processing fee within their delegated power. In all cases it should be ensured full recovery of processing fee, after concession/waivers is made before first disbursement.
Recovery of Processing/ Upfront fee
Respective sanctioning authority within their delegated power is empowered to decide on collection of scheduled processing fee. However, it should be ensured that full recovery of applicable processing fee is made before first disbursement.
Allocation of limits
Rs.10000/- p.a. for allocation of limits to each branch (to be recovered by controlling branch). In case of advance moved from one business unit to another at Bank’s instance – No charges.
General
Processing Charges on each renewal is to be debited on due date irrespective of the fact that the case is actually renewed/reviewed on that date. In case the renewal/review is delayed due to non-submission of financial data or any other such reason attributable to the borrower, the proportionate processing charges for the period of the delay shall also be recovered in addition to normal charges which are recovered on due date.
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A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsind.bank.in/ and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
General Manager-IT,
Punjab & Sind Bank
Internet Banking
Dear customers,
A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsind.bank.in/ and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
